If you have inherited securities such as individual stocks, mutual funds or annuities from someone else, it's important to think about how to responsibly invest them.  Fidelity Investments can offer our knowledge and experience to help you develop an investment strategy that's right for you.  To access other financial planning tools and calculators, visit www.Fidelity.com.

• For a general overview of the transfer process, be sure to read How Assets Pass to Inheritors.  It describes which estate assets pass through probate (and which do not), and covers some of the important taxation issues associated with estate settlement.  If you are inheriting substantial assets, be sure to consider your own personal income or estate tax liability before accepting ownership.  Consulting an attorney or your tax advisor would be prudent at this time.
  
  
• If you require one-on-one personalized assistance, schedule a meeting with a Fidelity Investments professional to discuss your goals and design a plan for pursuing them.  Just visit the nearest Fidelity Investor Center or call 1-800-544-9797 to schedule an appointment.
  
  
• Fidelity also offers dynamic online tools and educational materials, including:
  
  
  • Fidelity PortfolioPlanner^{SM 1} is a multi-goal planning tool that allows you to consider your goals, determine the potential likelihood of meeting each goal, and develop an investment strategy for each of your accounts. Fidelity PortfolioPlanner^SM automatically considers your Fidelity accounts, and if you take advantage of Full View^SM, will pull in information on your accounts outside Fidelity as well.
    
    
  • Asset Allocation Planner can help you analyze your investment needs for a specific goal, such as retirement, home purchase or other financial need. The tool profiles your risk tolerance, determines a target asset mix and compares your current investments to the suggested target asset mix to help meet those needs.
    
    
  • Research@Fidelity.com  and Fund Evaluator^SM help you evaluate investments and help you make more informed investment decisions.
    
    
• Transferring Assets at Fidelity is designed to help you if you need to transfer the ownership of assets currently held at Fidelity Investments.
  
  
• For descriptions of some specific Fidelity products and services, visit Products and Services.